What you get
Six reasons this account is simply free.
Not free-with-conditions. No direct deposit requirement, no minimum balance*, no monthly service charge* to work around.
No minimum balance*
Keep whatever you want in the account — there is no balance you have to maintain to stay in good standing.*
No monthly service charge*
We do not assess a monthly service charge, even if your daily balance sits at $0.*
Free Visa® debit card
Tap or swipe anywhere Visa is accepted, with access to a nationwide surcharge-free ATM network.
Free online banking
Check balances, move money between accounts, and download statements whenever it suits you.
Free Bill Payer
Schedule one-time or recurring payments to anyone you owe, at no added cost.
Free mobile & eStatements
Deposit checks from your phone and get paperless statements the moment they are ready.
One account that meets you where you are.
Free Checking is the front door. What you build behind it is up to you — and we're the same credit union either way.
Membership Eligibility
Who can join Belco Community Credit Union?
You are eligible to join if you live, work, worship, volunteer, or attend school in Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry, or York counties. If you don’t meet the above membership requirements, you can still qualify for membership by being a direct relative of a current member.
Paxton Street Branch, Harrisburg — one of twelve Belco branches across seven central PA counties.
Local since 1939
Eighty-plus years, same seven counties.
Belco has served Adams, Cumberland, Dauphin, Lancaster, Lebanon, Perry and York counties since 1939. We're member-owned and not-for-profit, so earnings go back into better rates, fewer fees, and people who answer the phone.
Belco member · Allentown Blvd. Branch
“Great local credit union. I’ve been a member my entire life and haven’t had any issues — when I do come into the branch the team is always quick and thorough.”
Belco member · Mechanicsburg
“Belco Community Credit Union is an excellent bank. The tellers there are always very friendly and extremely helpful.”
Belco member · Harrisburg
“A breath of fresh air — out of the 20 or so banks on the Route 22 strip, this is the best.”
Branch locations
Twelve branches, all within a short drive.
Lobby and drive-thru hours vary by location. Call (717) 232-3526 for the branch nearest you.